Tourist travel car insurance
If I drive to the United States, do I have to get insurance, or can I use my own?
Mary Anne
It all depends on where you are from, Mary Anne.
If you live in Canada, then you have probably noticed that on your vehicle insurance card it states that you have coverage both in the U.S. and in Canada. This is due to the fact that in both countries, the driving and insurance laws are much the same, so it is not necessary for a Canadian to take out a travel car insurance policy or get a new driver’s license for the U.S. if they are going to be in the country only temporarily as tourists. This also works the other way around, for if someone from the United States wants to travel to Canada–they can also use their U.S. driver’s license and insurance card.
The difference comes into play if you are driving from Mexico. Although there are similarities between U.S. and Mexican driving laws, they are also different in many ways that simply do not exist between U.S. and Canadian regulations. If you are driving into the United States from Mexico, you should talk with your local U.S. consulate and at the very least equip yourself with an international driver’s license. Mexican car insurance policies do not carry over very far into the U.S., and would only work well within the border towns. If you intend to travel any further, then you would have to go the extra mile and get travel car insurance. It is pretty easy to find car insurance for only a temporary period in the United States, as many companies offer slightly more costly than normal one month no strings attached policies.
Cheers,
Fashun Guadarrama.
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