If I have car insurance, then I can’t get sued, right?

Rupert

Wrong.

Unfortunately, the possession of an auto insurance policy does not keep you from getting sued in the event of an accident. There are some states where you cannot be sued, and these are called no fault states. In those states, suing is prohibited for car accidents regardless of who is at fault. Most states, however, are tort law states, and some even have a mixture of no fault and tort law, so depending where you live the answer to this question could be different.

On the bright side, if you do get sued you aren’t exactly just left in the lurch. Having car insurance, you will be provided with the money and resources from your policy to help you defend yourself against the lawsuit, so it is definitely advisable to be insured on your auto for that protection and much, much more. Always get a free auto insurance quote so you can find out which car insurance company offers you the best help for the best price.

Cheers,

Fashun Guadarrama.