Automobile Insurance Specialist
Reader’s Question:
If got convicted of DUI and I would like to know if my insurance carrier in Palm Beach, FL will just cancel my car insurance policy or does it has to go through some sort of procedures? Do I need a specific auto insurance specialist?
Josh
Palm Beach, FL
Insurance carrier’s guidelines vary however a conviction for driving under the influence (DUI) could result for an insurance provider terminating your automobile insurance policy. Usually your insurance carrier may cancel your insurance mid-term or cancel the car insurance policy at the end of the term due to your conviction for DUI.
If your insurance policy is terminated in this manner in Palm Beach, FL, your insurance carrier must send you notification stating why your car insurance policy have been canceled and then you will have to find another insurance carrier while now having a cancellation on your auto insurance claims history. Most states do not allow insurance carriers to just drop you in the middle of the car insurance policy term, even for a DUI. If you want to get more information about your state guidelines with regards to this, verify with your state’s insurance regulatory body.
Do You Want Very Cheap Auto Insurance In Arkansas
Reader’s Question:
If your vehicle gets totaled, what do they then do with the vehicle? I live in Jonesboro, Arkansas. Im going to need a new car and cheap insurance for it.
Brad
Jonesboro, AR
When a vehicle is found to be a total loss and the insurance provider takes possession of the car normally they sell it to a junkyard for scrap, sell it for parts, or if it can be repaired sell it at an auction as a salvage car.
The monies the insurance provider receives for the car help offset the cost of the claim they paid out for the car being declared a total loss.
Insurance providers guidelines will dictate what your insurance carrier would do with a totaled vehicle. You can contact the insurance regulatory body for state law information and your car insurance carrier’s agent in in Jonesboro, Arkansas for data on their internal guidelines.
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