If I Get A Speeding Ticket Will My Car Insurance Rate Go Up?
Reader question:
If I get a speeding ticket, will my car insurance rates go up?
Andy
Usually.
It all depends on who you are and what car insurance company you are with. Typically, a speeding ticket is one of the big factors in the rise of your car insurance rates. It is evidence that you are an irresponsible driver and puts you into a high risk pool of people being insured. One speeding ticket might not be the end of your car insurance history, but it does usually have a big impact, although not nearly as much as getting into a car accident. Car insurance companies want to nip speeders in the bud, though, considering that speeding is more likely to get you in a car accident to begin with. If your rate goes up too much, though, you can get free auto insurance quotes and see what other companies are like.
However, it isn’t necessarily true that you will see an increase in your premium. If you have been a long time customer with your car insurance company, they might want to give it a little bit of thought before giving you reason to leave them be. If you have a good driving record from the past and the speeding ticket is a one time thing that is in no way normal to your driving experience, it is very possible that you will see little to no effect from your speeding ticket on your premium.
Cheers,
Fashun Guadarrama.
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