Cheap 17 Year Old Car Insurance
Reader question:
Can you let a 17 year old drive your car even if they aren’t included on your car insurance policy?
Margeret
It depends on your situation, Margeret.
I’d like to know under what circumstances the teenager is driving your car. First of all, does the teenager live with you, is he or she your child, etc.? If the teenager is considered part of your household, that is to say, if they live with you, then you should add them to your policy as soon as they get their driver’s license. This means a big hike in the price of your auto insurance premium for the 17 year old car insurance coverage, but it is much better than what the repercussions would be if the 17 year old ever had to make a claim and had not been listed on the policy.
Everybody who is driving has to have motor vehicle insurance. If the 17 year old does not live with you, then yes, that kid will be covered if he or she drives your car, because any friends or relatives who drive your vehicle are covered, regardless of age. So if you little your little brother borrow your car to run an errand, he will be covered.
Cheers,
Fashun Guadarrama.
Cheap College Student Car Insurance Rate Quotes Please
When your kid goes to college, it has both a lightening and a heavy effect on your checkbook. For one thing, you are no longer having to feed your bottomless pit of a teenager, buy him clothes, wash those clothes, and everything else. On the other hand, it might be up to you to fit the bill for things like classes, books, and school supplies, just like you did in K-12. How every, when you are getting your student car insurance, you might be giving yourself a big break on premiums. Whenever your kid goes away for college (and they do have to go away), most insurance companies either eliminate the charge for having them on the policy, or decrease it by a lot, all while still keeping their name on your car insurance policy.
Surprised? I bet you were. That’s why it’s a good idea to go in to look over your policy and see if it is right for your circumstances anytime something big happens such as marriage, divorce, a kid with a new license, or college.
The limit on distance generally required by the car insurance companies is a hundred miles away from home, and the student still has to keep his parent’s house as his permanent address. The risk assigned to a teenager a hundred miles away from his car for most of the year is obviously far less than normal, and the student will still be able to drive the family car when he comes home for the holidays. Whenever you exploit this car insurance discount, you can get as much as thirty percent off of your car insurance premium.
As for if your student is going to school in the city, unfortunately that won’t get you a better car insurance premium rate, unless they are making good grades. More reason to get them far, far away!
Cheers,
Fashun Guadarrama.
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