Reader’s Question:

I bought a car in my name in Santa Ana, California (CA), and I need insurance for it but my license has been suspended. Can I insure my vehicle to someone else’s name or, can I insure it with suspended license?

Matt

Santa Ana, CA

Even though your driver’s license is suspended, some insurance companies will permit you to insure your vehicle.

There are some insurance company that will allow it, but they will require you provide them proof of it’s reinstatement within 30 days from your policy’s inception date. Otherwise, they will cancel your policy.

There are also insurance providers that will permit someone else to insure your car in their name, even if that individual has no insurable interest in your car. Those carriers are limited and they do require the owner to be listed as a driver on the insurance policy. Under certain circumstances you may be listed on the policy, but you would not be included and not covered under the policy terms.