Multiple car insurance accident
If I get into a car insurance accident with more than one car, do all of their auto insurance companies have to pay me for my damages?
Lou
That’s a very interesting question, Lou.
I would have to say that no, they would not. At least not each car insurance company pay for all of your damages, that is. IT would instead be split up depending on what kind of damage each individual caused. For example, if one car hit you in the side, then they would have to pay for the property damages caused to that area of your car from their impact, while the car that hit you in the rear would have to pay for that area of damage.
Of course, in events like this, the results can get a little murky, especially when you get hit hard and the damage ripples out, then it makes it hard to determine who caused what. It would also be complicated by there being an injury, because you could say that the injury was caused or compounded by both vehicles. These are all very unusual cases, so different car insurance companies would handle them differently. However, from what my sources for one company say, it would be treated much like comparative negligence, with one car insurance company paying for the percentage of damage that their driver was found to have caused.
Cheers,
Fashun Guadarrama.
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