Good Driver Auto Insurance

Reader’s Question:

I recently moved to Edison, New Jersey from a foreign country, and I had a good driving record in that country. I am just wondering why are my car insurance rates so high?

George

Edison, NJ

One of the biggest rating factors car insurance providers use to determine your car insurance rate premium is your driving record.

Other factors that are being considered might include where you live, your age and how many miles you drive every year.

Since you do not have a verifiable driving history in the U.S your car insurance premiums in Edison, New Jersey will be higher until you establish a verifiable driving history. Once you operate in the U.S. for a couple of years and establish a safe and good driving record, your car insurance rates should be lowered.