Cheap College Student Car Insurance Rate Quotes Please

 

September 6, 2007 by · Leave a Comment
Filed under: Student Car Insurance 

When your kid goes to college, it has both a lightening and a heavy effect on your checkbook. For one thing, you are no longer having to feed your bottomless pit of a teenager, buy him clothes, wash those clothes, and everything else. On the other hand, it might be up to you to fit the bill for things like classes, books, and school supplies, just like you did in K-12. How every, when you are getting your student car insurance, you might be giving yourself a big break on premiums. Whenever your kid goes away for college (and they do have to go away), most insurance companies either eliminate the charge for having them on the policy, or decrease it by a lot, all while still keeping their name on your car insurance policy.

Surprised? I bet you were. That’s why it’s a good idea to go in to look over your policy and see if it is right for your circumstances anytime something big happens such as marriage, divorce, a kid with a new license, or college.

The limit on distance generally required by the car insurance companies is a hundred miles away from home, and the student still has to keep his parent’s house as his permanent address. The risk assigned to a teenager a hundred miles away from his car for most of the year is obviously far less than normal, and the student will still be able to drive the family car when he comes home for the holidays. Whenever you exploit this car insurance discount, you can get as much as thirty percent off of your car insurance premium.

As for if your student is going to school in the city, unfortunately that won’t get you a better car insurance premium rate, unless they are making good grades. More reason to get them far, far away!

Cheers,

Fashun Guadarrama.

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