Car insurance claim left
I was thinking about it after my last post, and I realized that I have another example of a type of accident that is almost always a one way thing. Like I said before, these sorts of accidents are pretty common, and when they happen there’s little to no hope for you to prove that the person who seems to be obviously at fault was not, and the person who seems to be obviously the victim was actually at fault. There are rare situations in which this is possible, but normally it is hard to prove.
The new example that I have is of a left turn accident. This means that a car making a left turn gets hit by a car turning straight. It is normally very difficult to prove that the car turning left was not at fault, because there are certain requirements and responsibilities placed on the car that is turning left.
What are the exceptions? There may be an exception if:
- the car that is coming straight is going at a particularly high speed. This is because, normally, a car can gauge whether or not they can go by noting how fast the car before them is going. If the car coming in the opposite direction suddenly speeds up when the car was partially across the intersection, then the car that was turning left is usually not liabile.
- the car that is coming straight has run a red light. This is consistent with the use of traffic violations committed by the other driver to prove that they are the at fault driver–make sure you get witnesses, pictures, statute number, and a police report in your favor for the easiest results.
- the car that is going left has to go slower or come to a stop for some reason that was not expected. This is a tough one, because the car turning left is not supposed to even start going until it can be sure that it can make it across the intersection safely, according to the rules of right of way. However, let’s say that a deer runs out into the street while the car is turning left, and so the car has to stop because it would normally be worse to hit the deer than to stop–you can’t run over a deer. The car going straight then runs into the left turning car. In this case, the negligence might be entirely on the car going straight, because it might have been going to fast, or it could be shared. It’s hard to give proof in situations like these (okay, the deer one might be easy, but in your typical situation it isn’t).
Knowing which type of accidents are car insurance claim givens is key to making the car insurance claim process easier for you. If you get into an accident like this and it is one of the exceptions to the rule, then you know right away that this is something that you have to be very careful about and document more.
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