Who’s Auto Insurance Company Should Pay After a Collision?
Me and my girlfriend bought a car together, and she co signed. We are no longer going out and haven’t been for awhile, and I think she moved out of state. But last week I got into an auto insurance collision and my vehicle was declared a total loss, so now I have to replace it. Am I allowed to do that without her permission?
Mike
Thank you for your question, Mike.
There would be no problem at all with you being able to get a new car if she co signed for the old one with you. You might come up against problems if the thing that you were trying to do was sell the car, because as long as her name is on the vehicle’s title, a transfer of title does require the consent of both parties. However, that is not the case with you, so I advise you not to worry.
Cheers,
Fashun Guadarrama.
